Call or Shop In Store For Lower Prices (
Millen Rd.
Nebo Rd.
Dundas St. E.
Live now, pay later™
Shop with the FlexitiCard®
How it works
1
Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase*.
2
We know it’s good to have options. Pick the financing plan and term that suits your budget.
3
Let your Flexiti’d item do the work without worrying about a large payment or maxing out your credit card.
The flexible way to pay™
Plans that work for you
Fixed monthly payments¹
Lock in predictable payments with flexible terms, so you can pay off what you can afford with fewer surprises.
Interest-free payment choices²
We’ll give you a variety of plans to choose from and help you make your money go further.
Regular credit payments³
Access to 24% APR financing is also available so you’re never left without a flexible way to pay, even if 0% isn’t an option.
Flexiti fees
Application fee
A simple monthly $4.95 program fee† will be applied to your account. That’s it. We leave the surprises to birthday parties and snow days – not when you finance with Flexiti.
Interest
INTEREST FREE if the original principal balance is paid in full within your promotional period and the account is kept in good standing.
After your promotional period ends, the interest rate increases to 29.99% per annum (not including the monthly program fee).
The Flexiti Network
Want to learn more? At Flexiti we’re bringing convenient, transparent and responsible financing solutions to Canadians across the country.
Explore NowAlternative financing plans
When you’re not eligible to instantly finance your big ticket items, financing is also available with more traditional credit limits. We look forward to working with you on financing solutions that fit your lifestyle.
90-Days Interest-Deferred at 29.99%
Good credit required with access to a $5,000-$20,000 limit and we’ll work with you to find the right loan for your personal financial needs and qualifying criteria.
Regular credit account³
Bruised credit? No problem! Apply for regular revolving credit and access up to $10,000 at 46.93% APR. This rate may vary depending on your creditworthiness.
Flexiti Simply Secure™
Banking-level security to keep you protected. At Flexiti we take your privacy and security seriously.
We use high-level security to make sure that your information stays yours. Check www.flexiti.com to learn more about how Flexiti keeps you safe and secure.
Learn MoreFAQs
What do I apply for Flexiti?
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You can apply for Flexiti financing by clicking the “Apply Now” button on this page or at checkout when making a purchase at a participating retailer. It only takes a few minutes, and you’ll receive an approval decision. You may also qualify to apply in-store in certain locations.
How do I use my Flexiti?
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In person, you’ll use your Flexiti Credit Card wherever you make your Flexiti purchase. If online, you use your credit card when you hit the checkout process, and you will get your physical Flexiti Card mailed to your address for future in-store purchases or in case you lose access to your number in your account on Flexiti’s website.
How do I manage my account?
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You can manage your Flexiti account online through the Flexiti website (www.flexiti.com) once your account is opened. Through the portal, you can view your account details, make payments, and track your purchase history.
When do I make a payment?
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Making payments is as easy as using your bank’s online or mobile platform—just add Flexiti as a payee and we’ll receive your money and post it to your account. You can also find Flexiti Financial at a branch.
What do I contact Flexiti?
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Call +1(877) 346-5294 or email [email protected]
How much can I use the FlexitiCard?
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The FlexitiCard can be used at all retail locations, online stores, and service providers within The Flexiti Network.